Personal loan

Age should fall under the range of 21 years to 60 years
Net monthly income should be 15,000/- for salaried and self-employed, yearly transactions should be a minimum of 20 lakhs
Credit score must be above 650
Debt-to-income ratio
Employment stability
Maintained a good credit score
Clear repayment history
Must be a Resident Citizen of India

Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card

Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card

Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card

1 year Bank statement, 3 months Salary Slips

Employment Certificate, Office address proof.
GST or VAT Registration for Self-employed

Passport-size photographs

Business registration documents such as a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.

Documents of the past 2-3 years to verify income and tax payment history

Personal Loan